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Cut Your Cell Phone Bill Not Your Service

Cut Your Cell Phone Bill Not Your Service

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If someone had told me 10 years ago that I would be forking over $160 a month to surf the web on my phone I would probably have laughed.  What a silly waste of money that would be.  Yet here we are, 2015, paying way to much to do just that.  No More!  It’s time to cut this bill in half (or more).  Here is what I am considering and why.

Take a look at how to Cut your cell phone bill, not your service.

Cut your cell phone bill not your service.  3 plans that provide great service and half the price.

Image courtesy of zirconicusso at FreeDigitalPhotos.net

I live in Wisconsin and have very reliable cell service.  I have no complaints with what they provide other than the price.  They are even a little cheaper than the other big names in my area.

Here is what my husband and I get for $160/month.  (this is with a few little discounts too)

  • 2 Samsung Galaxy phones a 3 and a 4
  • Unlimited talk and text.
  • 5 GB each of data

We are not big on the latest and greatest technology, but want to be able to take nice pictures and use apps at a reasonable speed.  We’re happy with our phones and will get new ones when these stop working.  Honetly, I talk on my phone less than 100 minutes each month, but I text way more than I need too.  As for data, we are always connected to whatever WiFi is available so out of that  5 GB, we each use less than 1 GB per month.  Our crazy high data package came from a plan we signed up for years ago.  To get that now as a new customer would be well over $200.  We don’t need it all but the plan that offers 1 GB of data is still more expensive than our current plan.  

So what do we really NEED from our phone service

  • Similar devices
  • 200 talk minutes each
  • 200 text messages each
  • 1 GB of data each

When it really comes down to it we do not NEED as much as we have.  This is a theme in our lives lately; NEED vs WANT.  As we work toward insourcing our life, simplifying how we live, this conversation happens almost daily.  When we strip our lives down to our basic needs, plus a few wants, we end up with a simple fulfilling existence.

Before I call and cancel all together I did some research.  What is out there?  The other big national companies all offer the same contracts, huge cancellation fees, pricey shiny phones, and big price tags.

Here is what we want from a cell phone company

  • Reasonable prices
  • 4G reliable coverage
  • No contract

Not asking too much.  Here are the three phone companies and plans we are looking at.  I chose these based on their coverage and availability in my area.

Walmart Family Mobile

  • 4G coverage in my area and most of the US
  • A wide selection of phones including the phone I currently have
  • Unlimited talk text and data
  • No contracts

Pricing: Primary Line: $29.88, Save $5 on additional lines.

500MB of 4G LTE or $39.88 for 2.5GB of 4G LTE

Total per month (before tax and fees) if we choose the biggest plan offered.  $74.76

T-Mobile Simply Prepaid

  • 4G coverage in my area and most of the US
  • A wide selection of phones including the phone I currently have
  • Unlimited talk text and 4G LTE data
  • Prepaid, no contracts

Pricing:  $40 / month for unlimited data, talk, and text + up to 1GB of 4G LTE

Total per month (before tax and fees) $80

 

Ting

Ting is different and very cool.  You pay based on how much you intend to use, and you can change your plan each month.  Their site is incredibly helpful and walks you through how to choose a plan.  They operate on multiple larger networks offering the same 3G and 4G LTE coverage in most areas.

Here is what we would choose and pay to get comparable service to the plans above.

2 devices per month = $12

101-500 nationwide minutes per month = $9

101-1000 messages per month = $5

501-1000 MB per month = $19

Total per month (before tax and fees) $45

We have a lot to consider. We have a small early cancellation fee to pay if we switch now and since our phones are locked and exclusive to our carrier we would both need to purchase a new phone.  If we choose to downgrade our phones we can get new ones for well under $100 each with any of the above plans.

I hope to make a decision and have an update for you this Spring!

Tell me about you cell phone plan.  Have you tried any of these? Why did you choose the plan you have?

Thanks for visiting!

I want to see how you #DIYYourLife? What little steps are you taking today to insource and simplify your life? Share a pic on Instagram using #DIYYourLife and tag @creativeramblings.

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